Folio & Co. Contact us

Accounting & Bookkeeping · 15 years in practice

Folio & Co.

Good accounting, done the way it ought to be done.

Send an enquiry See our services

For fifteen years we have kept the books for growing businesses and for the accounting firms that advise them. We work from Pakistan, to international standards, with hours that stretch to meet yours. For many clients, the paperwork they send at close of business is reconciled by the time they sit down the next morning.

See how we can help

A tidy ledger makes for a quiet mind.

Why Folio

What changes when we keep your books

Pay less, without settling for less

Experienced accountants for a fraction of what the same work costs at home. You pay for skill and hours, not office rent, recruitment fees and staff benefits. A fixed monthly fee, agreed in writing, means you know the bill before it arrives.

Your work, done while you sleep

Send the day's paperwork as you leave the office. For clients in Europe and the Americas, it is usually reconciled before you are back at your desk. For the Gulf, Asia and Australia, our working days overlap, so answers come the same day.

No more hiring headaches

Good accountants are hard to find, harder to keep and expensive to train. We take care of recruitment, training, holidays and cover, so your books keep moving when someone resigns or goes on leave.

Grow without growing headcount

Add hours for year-end or a busy quarter, then scale back when things are quiet. You get the capacity you need, month by month, without hiring or letting anyone go.

Our word on it

Built on trust

Your financial records are some of the most sensitive information you have. We protect them carefully, and we deal with you with the same honesty we would expect ourselves.

Confidential by default

  • A signed NDA before we see a single figure
  • Access limited to the people on your account
  • Files shared through secure portals, never loose email attachments

Honest in everything we do

  • We tell you plainly what we find, including mistakes, whether they are yours, someone else's or ours
  • We only charge for work agreed with you in writing
  • We never put our name to figures we have not checked
What we look after

Our chart of accounts

  • Fo. 101

    Bookkeeping & reconciliations

    Daily transactions recorded and coded, bank, card and loan accounts reconciled, and any backlog caught up and cleaned up.

  • Fo. 102

    Accounts payable & receivable

    Supplier bills processed and scheduled for payment, customer invoices raised, receipts matched, and overdue accounts followed up.

  • Fo. 103

    Month-end close

    General ledger maintained, accruals, prepayments and deferrals posted, and every month closed on a fixed timetable.

  • Fo. 104

    Financial reporting

    Monthly financial statements, management reports, aged debtor and creditor reports and cash position, with a short commentary.

  • Fo. 105

    Payroll processing

    Payroll calculated and processed, payslips issued, and statutory deductions and payroll journals posted to your country's rules.

  • Fo. 106

    Tax preparation support

    Corporate and personal tax returns and indirect taxes, including VAT, GST and sales tax, prepared with full workpapers for review and filing.

  • Fo. 107

    Year-end & audit support

    Year-end adjustments, financial statements under IFRS or local standards, and audit schedules ready for your auditors.

  • Fo. 108

    Budgeting & forecasting

    Annual budgets, rolling forecasts and cash-flow projections, compared with actual results every month.

  • Fo. 109

    Software migration & data conversion

    Moving your accounts from spreadsheets or old software to a new system such as QuickBooks, Xero or Sage. We transfer opening balances, customers, suppliers and transaction history, check that everything reconciles, and set up the new system ready to use.

We work in the software you already use
  • QuickBooks Online
  • QuickBooks Desktop
  • Xero
  • Microsoft Excel
  • Google Sheets
  • Sage
  • NetSuite
  • Zoho Books
  • MYOB
  • FreshBooks

Along with Dext, Hubdoc and the other apps connected to them.

Who we help

Three ways to work with us

For small businesses

A whole finance team, for less than the cost of one hire

For growing businesses that need accurate books, on-time filings and clear numbers, without building an in-house department. A bookkeeper, an accountant and a reviewing partner work on your account, in your software, and report to you every month.

  • Bookkeeping, payables and receivables kept up to date
  • Month-end close and financial statements on a fixed timetable
  • Payroll and tax preparation to your country's rules
  • One named contact, and a partner who reviews every report

Not sure where to start? We begin with a free call and a look at your current books, so you know exactly what you need before you commit.

Talk to us about your business
For medium-sized businesses

Stronger controls, clearer decisions

For established businesses, often with a finance team of their own, that want an independent eye on how money moves through the company. We review your processes and controls, carry out internal audits, and give management the financial insight to plan with confidence.

  • Internal audit and internal controls review
  • Risk assessment and process improvement
  • Fractional CFO and financial controller support
  • Budgeting, forecasting and KPI reporting

We start with a short review of your finance function and a written list of what we would improve first.

Talk to us about advisory
For accounting firms

Extra hands for busy season, and every season after

For accounting and CPA practices with more work than people. Choose a dedicated accountant who works as part of your team, or send us work job by job. Either way, we work in your systems, follow your checklists and deliver under your firm's name.

  • A dedicated team member or pay-per-job, to suit your workload
  • Bookkeeping, accounts preparation and tax return workpapers
  • Your software, your templates, your review process
  • White-label by default, with NDAs and secure access to your systems

Start with a trial on a single client file, and judge our work before you hand us anything more.

Talk to us about your firm
A note from our partners

In our own words

Folio & Co.

Dear friend,

Thank you for taking the time to look around our website. We would like to introduce ourselves.

Folio & Co. is an accounting firm based in Pakistan, and we have been in practice for fifteen years. Our team looks after bookkeeping, financial reporting, payroll, tax preparation and year-end work for two kinds of clients: business owners who want their accounts in safe hands, and accounting firms that need reliable support behind the scenes.

Whichever you are, the way we work is the same. You have one accountant who knows your file and answers your questions, and a partner reviews the work before it reaches you. Before we begin, we agree in writing what we will do and what it will cost, so there is never any confusion later.

If you would like help with your books, or an extra pair of hands for your practice, we would be glad to hear from you. There is no obligation. Send us a message using the form below, and one of the partners will reply personally.

Kind regards,

The PartnersFolio & Co.

Folio & Co. Accounting & Bookkeeping · Keeping good accounts.
Our people

The people behind your books

Our partners are qualified accountants with many years of experience. One of them checks every piece of work before it is sent to you, and you can always speak to them directly.

Folio & Co.Asif HaroonPartner
Folio & Co.Umer BawanyPartner
Folio & Co.Ibrahim BawanyPartner

What you build deserves good keeping.

Get in touch

Let's talk

Tell us a little about your business or your firm. We reply within one working day and arrange calls in your time zone.

Office
Suite S-1, B.B. Shopping Mall
Block 1, Gulistan-e-Johar
Karachi 75290, Pakistan
Telephone
+92 21 3431 1962
Office hours
Monday to Saturday, 9:00 am to 5:00 pm
Pakistan time (GMT+5)

Write to us